A quick guide to drawdown and how to reduce it


Learn about one of your worst enemies (drawdown) and how to fight it.


Reading Time: 3 minutes         Financial activity: Trading/Investing          Knowledge level: Beginner


Summary

What is drawdown

The different types of drawdown

Some strategies to reduce drawdown in trading

Conclusions

 

What is drawdown

Drawdown is a term used in financial trading and investing to measure the peak-to-trough decline during a specific period for a trading account or an investment.

The decrease can be expressed as a percentage between the next high and low.

For example, if a trading account has 10,000 USD and the amount drops to 9,000 USD before rising again above 10,000 USD, then the trading account views a 10% drawdown.

 

The different types of drawdown

There are different types of drawdown in financial trading and investing.

Here are some of them:

1. Absolute drawdown. This type of drawdown measures the difference between the initial investment and the lowest point of a trading account or a fund. So, absolute drawdown uses your initial capital as a reference point. Imagine you deposit $5,000. Your portfolio may then rise to $6,000 (your “equity peak”). Then, your portfolio goes down to $4,000 (your “minimal equity”). Absolute drawdown is your initial deposit minus your minimal equity. In this example, that would be $5,000 – $4,000 = $1,000 (your absolute drawdown).

2. Maximum drawdown. Maximum drawdown uses your equity peak instead of your initial deposit to calculate your loss. Using the same example as above, your equity peak is $6,000, and your minimal equity is $4,000. So, your maximum drawdown is your maximum peak minus your minimal equity. In this case, your maximum drawdown is $2,000.

3. Relative Drawdown. This type of drawdown measures the percentage decline from the highest point to the lowest point of your trading account (or your investment); for this reason, relative drawdown is also known as the maximum drawdown percentage. In the above example, your maximum drawdown is $2,000, and your maximum peak is $6,000. Dividing 2,000/6,000 you get 0.333. Then, multiply by 100 to arrive at 33.3%. This shows your relative drawdown.

 

Some strategies to reduce drawdown in trading

It is important to understand how to deal with the drawdown and how to reduce its harmful effects. Below I propose the most common strategies in this regard.

1. Diversify your portfolio (and trade many non-correlated markets). One way to reduce drawdown is to diversify your portfolio across different markets, time frames, and systems. This can help reduce the impact of drawdowns in one particular market or system. Trading many markets with low correlation can help reduce trading drawdowns.

2. Reduce your position size. Another way to reduce drawdown is to limit your position size relative to your total account size. This can help reduce the impact of a single trade. It's better to earn a little than lose a lot!

3. Set max loss amounts (set a cap). You can set maximum loss amounts on a time basis (for a day, week, or month). This can help you reduce the impact of drawdowns on your portfolio.

4. Stop your trading activity. Some traders want to increase their risk to make back their losses. This is called “revenge trading” and will destroy your account. If you continue to experience losses, sometimes it's better to take a break. If don’t trade, you cannot experience drawdown!

 

Conclusions

Understanding the different types of drawdown can help traders/investors assess the extent of risk associated with a particular investment/trade and make informed decisions.

It is important to understand how to deal with the drawdown and how to reduce its effects by applying the right strategy.


A sincere wish of good work to all!

 

Written by F. GRAMOLA (*).

(*) Member of S.I.A.T., the Italian Society of Technical Analysis (member society of I.F.T.A. – International Federation of Technical Analysts).

 

Warning

We merely cite our personal opinions for educational purposes only.

All trademarks are the property of their respective owners.

Investing and trading are risky. Don't invest or trade money that you cannot afford to lose.

Initial photo  by Markus Winkler on Unsplash.

 



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